โ ๏ธ
ๆๆ็ปๆๅไธบ่ฟไผผไผฐ็ฎ๏ผไป
ไพๅ่ใ่ฟไธๆๆ้่ๆๆฟ่ดทๅปบ่ฎฎใๅจๅๅณๅฎไนๅ๏ผ่ฏทๅจ่ฏขๆ็ไธไธไบบๅฃซใ
All results are approximate estimates for reference only. This does not constitute financial or mortgage advice. Consult a licensed professional before making decisions.
๐ก ๆฟไบงไธ่ดทๆฌพ ๐ก Property & Loan
Property & Loan ๐ก ๆฟไบงไธ่ดทๆฌพ
โ ๏ธ LMI ๆ้๏ผ โ ๏ธ LMI Notice:
LVR ่ถ
่ฟ 80%๏ผ้ๅธธ้่ฆ่ดญไนฐ Lender's Mortgage Insurance๏ผ่ดทๆฌพไฟ้ฉ๏ผ๏ผไฟ่ดน็บฆไธบ่ดทๆฌพ้ข็ 1-4%ใ
LVR exceeds 80%. Lenders Mortgage Insurance (LMI) is typically required, costing 1-4% of the loan amount.
๐ ่ดทๆฌพ้้กน ๐ Loan Options
Loan Options ๐ ่ดทๆฌพ้้กน
่ดทๆฌพ็จ้ Purpose
่ชไฝๆฟ
ๆ่ตๆฟ
ๅฉ็็ฑปๅ Rate Type
ๆตฎๅจๅฉ็
ๅบๅฎๅฉ็
ๆๅ่ดทๆฌพ
่ฟๆฌพๆนๅผ Repayment
ๆฌๆฏๅ่ฟ
ๅช่ฟๅฉๆฏ
่ฟๆฌพ้ข็ Frequency
ๆฏๆ
ๆฏไธคๅจ
ๆฏๅจ
๐ฐ ๅฉ็ไธ่ดน็จ ๐ฐ Rate & Fees
Rate & Fees ๐ฐ ๅฉ็ไธ่ดน็จ
ๆ ๆณจๅฉ็ Advertised Rate
6.20%
ๅซ่ดน็จๅๅฎ้
ๅฉ็ Rate + Fees
6.29%
ๆฏ่พๅฉ็ (Comparison Rate) Comparison Rate
6.35%
* ๆฏ่พๅฉ็ๅ
ๅซๅฉ็ + ๅนด่ดน็ญไธป่ฆ่ดน็จ๏ผ$150K ่ดทๆฌพ, 25ๅนดๅบๅ๏ผ * Comparison Rate includes interest + major fees (based on $150K loan, 25yr)
โก ้ขๅค่ฟๆฌพ โก Extra Repayments
Extra Repayments โก ้ขๅค่ฟๆฌพ
ๆฏๆ้ขๅค่ฟๆฌพ Monthly Extra $
ๅบๅฎๅฉ็ๅฏ่ฝๆไธ้ Fixed rate may cap this
ไธๆฌกๆงๆๅ่ฟๆฌพ One-off Lump Sum $
ๅจ็ฌฌไธไธชๆๆฏไป Paid in month 1
๐ ่ฟๆฌพๆ่ฆ ๐ Repayment Summary
Repayment Summary ๐ ่ฟๆฌพๆ่ฆ
ๆฏๆ่ฟๆฌพ Per Period
$0
/ๆฏๆ /Monthly
่ฟๆฌพๆป้ข Total Repaid
$0
ๅซๅนด่ดน + LMI Inc. fees
ๆปๅฉๆฏ Total Interest
$0
่ฟๆธ
ๆถ้ด Loan Term
30 ๅนด 30 yr
ๅฏนๅฒ่็ Offset Saved
$0
ๆป่็ๅฉๆฏ total interest saved
ๅฉๆฏๅฏๆต็จ้ข Tax Deductible
$0
ๆ่ตๆฟ Investment
๐ ๅๆๅพ ๐ Charts
Charts ๐ ๅๆๅพ
๐ ่ฟๆฌพๆ็ป่กจ ๐ Amortization Schedule
ๅ
ฑ 360 ๆ 360 periods
ๆๆฐ Period ่ฟๆฌพ้ข Payment ๅฉๆฏ Interest ๆฌ้ Principal ๅฏนๅฒๅๅฉๆฏ Offset Int. ๅฉไฝๆฌ้ Balance
๐ ่ดญๆฟๅ
ถไป่ดน็จๅ่ ๐ Other Purchase Costs
Other Costs ๐ ่ดญๆฟๅ
ถไป่ดน็จๅ่
๐ ไผฐ็ฎ WA ๅฐ่ฑ็จ Estimate WA Stamp Duty
WA ้ฆๅฅๆฟ $450K ไปฅไธๅ
ๅฐ่ฑ็จ
WA first home <$450K stamp duty free