Terms of Use

Effective Date: 15 June 2026

1. Acceptance of Terms

By accessing and using perthwise.com ("the Website"), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Website.

2. No Professional Advice

All content, tools, and calculators on this Website are provided for general informational and reference purposes only. Nothing on this Website constitutes:

• Financial product advice within the meaning of the Corporations Act 2001 (Cth) or regulations administered by ASIC;
• Tax advice within the meaning of the Tax Agent Services Act 2009 (Cth);
• Legal advice;
• Real estate, mortgage, or investment advice;
• A recommendation to buy, sell, or hold any financial product or property.

No professional-client relationship is formed by your use of this Website. You should always consult a qualified, licensed professional for advice specific to your circumstances.

3. Accuracy and Reliability

We make reasonable efforts to ensure the tools and information on this Website are based on current public data sources (such as ATO tax tables and general formulas). However:

• Results are approximate estimates that may differ from actual outcomes;
• Tax rates, thresholds, and regulations may change without notice;
• We do not guarantee the accuracy, completeness, currency, or reliability of any information or calculation result;
• Users are responsible for verifying results with official sources.

4. Limitation of Liability

To the maximum extent permitted by law, perthwise.com, its owners, operators, and contributors shall not be liable for any loss, damage, cost, or expense (including but not limited to indirect, consequential, or economic loss) arising from:

• Your use of or reliance on any information or tool on this Website;
• Any error, omission, or inaccuracy in the content;
• Any decision made based on estimates or information from this Website;
• Website unavailability, interruption, or technical issues.

Nothing in these terms excludes or limits liability that cannot be lawfully excluded under the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010 (Cth)).

5. No Warranty

The Website is provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding the operation, availability, or content of the Website.

6. User Responsibility

You agree that:

• You will not use the Website for any unlawful purpose;
• You will verify all estimates with a licensed professional before making financial or legal decisions;
• You are at least 18 years of age;
• You will not attempt to reverse-engineer, scrape, or misuse the tools on this Website.

7. Third-Party Data Sources

Some tools on this Website may reference data from third-party sources (e.g. Australian Taxation Office). We are not affiliated with these organisations and make no warranty regarding third-party data accuracy. Users should confirm rates and thresholds at the official source.

8. Intellectual Property

All content, design, and code on this Website is owned by perthwise.com unless otherwise stated. You may use our tools for personal purposes but may not reproduce, distribute, or commercialise our content without written permission.

9. Governing Law

These Terms of Use are governed by the laws of Western Australia. You submit to the exclusive jurisdiction of the courts of Western Australia.

10. Changes to Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated effective date. Continued use of the Website after changes constitutes acceptance of the revised Terms.

11. Contact

For questions about these Terms, contact us through the Website.

Last updated: 15 June 2026 · perthwise.com

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